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Last updated: Feb. 2025

Welcome to my Substack! By subscribing, you agree to the following terms:

  1. Content Use – All content is for personal, non-commercial use. You may not reproduce, distribute, or modify it without permission.

  2. Subscriptions & Payments – Free and paid subscriptions are available. Paid subscriptions grant access to exclusive content. No refunds for processed payments.

  3. Community Guidelines – Be respectful. No harassment, spam, or inappropriate comments. I reserve the right to moderate discussions and remove users who violate these guidelines.

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  5. Changes & Termination – I may update these terms or discontinue this Substack at any time. Continued use means you accept any updates.

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